1) From mobile app, press the “Send” button of the Ripple (XRP) account to be used for the transaction.
2) Enter the wallet address of the other party (recipient) and enter the Destination Tag if you are sending XRP to an address that is created by an Exchange.
When sending XRP to an address that exists on the Exchange, you MUST enter the Destination Tag to complete normal deposit into the recipient's account.
If you send XRP WITHOUT entering the Destination Tag to an address that exists on the Exchange, the deposit amount may be lost forever.
A Destination Tag is not required if you send XRP to a personal wallet such as D'CENT Wallet. However, if the other party (recipient) provides you with a Destination Tag, you must enter it.
If you have added your Ripple (XRP) wallet address for the first time, it is disabled. Ripple's policy requires a purchase or transfer of Ripple of 20 XRP or higher to convert the Ripple wallet address to an activated state. Therefore, the corresponding 20 XRP will permanently lock-up at the corresponding wallet address. If a permanent lockup is made at the address of the Ripple wallet, it is assumed that only 980 XRP can be transferred, excluding the 20 XRP, which is the permanent lockup amount.
Users' ripple wallets assigned by the Exchanges use the same address. In other words, User # 1, User # 2, User # 3, all use the same ripple address. To distinguish a user's account from another user, the Exchange will assign a Destination Tag to the user's account, which is an uniquely identifiable number. Therefore, when sending XRP to a recipient wallet address created from the Exchange, you MUST enter the Destination Tag so that the Exchange will complete the deposit to the recipient's wallet account.
Picture above is an example of XRP wallet account created from an Exchange such as Binance. When you press "Deposit" for XRP, it will show the XRP deposit Tag (9-digit unique number). On the bottom, the XRP address is shown.
When sending funds to the Ripple wallet address that exists on the Exchange, you must enter the Destination Tag.
In the case of a XRP wallet created on a personal wallet such as D'CENT Wallet, there is no destination tag and only the address is created.
Personal wallet such as D'CENT Wallet does not have a Destination Tag for its XRP account.
